Marketplace Premiums

2027 HealthCare.gov plan prices for every county

The 2027 plans are out. Here is what every plan costs before tax credits in the 29 states that use HealthCare.gov, county by county, from the federal plan file released for 2027. The median county benchmark silver plan for a 40-year-old is $757 a month, a median change of +10.4% from 2026.

Median change
Alabama$686+7.4%67
Alaska$1,318+24.8%30
Arizona$826+22.2%15
Arkansas$757-2.2%75
Delaware$876+26.7%3
Florida$732+4.5%67
Hawaii$594+9.3%5
Indiana$537+12.7%92
Iowa$537+4.7%99
Kansas$818+13.2%105
Louisiana$786+11.2%64
Michigan$683+13.7%83
Mississippi$799+15.4%82
Missouri$802+8.6%115
Montana$885+23.5%56
Nebraska$866+10.3%93
New Hampshire$502+21.2%10
North Carolina$694+3.6%100
North Dakota$679+6.1%53
Ohio$627+17.4%88
Oklahoma$693+13.2%77
South Carolina$689+25.0%46
South Dakota$773+8.2%66
Tennessee$754+5.2%95
Texas$812+8.2%254
Utah$1,000+13.9%29
West Virginia$1,197+9.4%55
Wisconsin$748+18.5%72
Wyoming$1,205+9.1%23

States that run their own exchange (such as California, New York and Pennsylvania) are not in the federal file.

Sources

  1. QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  2. QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  3. QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026

CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.